There are a lotta nepali in states, lotta threads about immigration rules and H1,greencard.

Almost 99 % of nepali who are here, won't go back to nepal, atleast not till they retire.

So my question is...what are you doing to prepare for your longest vacation....30 yr of your retirement.......

Its never too early to plan.

1) Open up a ROTH IRA. Contribute as much as you can...You'll all retire a mulit-millionaire.

2) Get a Permanent Life Insurance or 20 yr lever term ( you can always convert it to permanent later)

3) Those who are working, try to match 100% into your 401 k

4) Those who have kids, open up 529K, you can start with as low as 50 bucks a month. Also check www.upromise.com

mansion,
hajur sanga ta thupai $$$ chha justo chha...
yeso hamlai pani kamaune tarika sikai disyosh na ho!!!!

Mason,

Is upromise.com for real? It sounds too good to be true. For 529k account, can you suggest me one? I want to open it for my neice.

u_day,
upromise is for real. and they do put the money in there.....

i do not have any kids for that matter not married either but i do have this damn upromise account where lot of things are contributing pennies.. its almost couple of hundreds now (O:

thapap,

hamilai pani sikaaununa yo paisaa umarne tarika...ke ho yo upromise? hehe

Loote

P.S. i am also unmarried but i do have a kid :P

LOOTE,
kaam bata ghar aayau... ki kaam mai chhau (O:

ma sanga paisa chhai chhaina... tara upromise chhai "citi bank ko credit card" thiyo tesaile kholeko. ani grocery card enroll garyo. SBC.. i.e. telephone enroll gareko [ now AT&T don't contribute].. tara.. few pennies gets deposited from coke or somewhere (O:

so it adds up.. in last 6 years.. it has become some hundreds....... surprisingly.. (O:

ani hajur le yeso hamlai pani daan dakshina chadhaye hunthyo....

thapap,

a..thanks for the reply. ma ta yo credit card bhanne bittikai current laagya jasto hunchha. balance transfer 0% APR bhanera euta liyeko thiyen kehi time aghi--but they screwed me up as it had 18.4% APR on normal purchase (i know that was my stupidity..hehe)...

citi ko credit card chahin hijo maatra apply garyaa...offer aaunda aaunda tension. ma jasto 2 paisa bank ma nabha maanchhe lai ke offer garya hola bhanera attti maaya laagyo ani tehi bhayera apply gardya. could not resist their stupidity hehe...

Loote
P.S. ajhai kaam mai chhu yaar....aaja over tyaam gardiu ki bhanera...hehe...paiso ta aaundaina...tara ali ali yo bhus bhareko dimaagko kalyaan hunchha ki bhanera hehe