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mansion
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Posted on 12-04-06 8:55
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anyone working in a bank or a finance company in nepal, who knows if they will give loans upon putting land or a house as collataral. thx for any info.
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tshetensherpa
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Posted on 12-04-06 9:09
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Well .....for student loan...they will give u a loan.......10% is the charge ...yeah they can give u a loan on the basis of collateral but u have to show that u have enough income to pay them back.....i tried on everest bank but they told me that i have to show the income also.......but later i dont have to apply for student education loan.....and yeah......they will come to ur place and check everything...and then only give u a loan.....are u in Nepal or in US?
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Keeri_naath
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Posted on 12-04-06 9:26
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I used to work for a bank in nepal. Since banks are focusing in Cosnumer Banking these days, getting a loan of any sort is not that difficult. Almost every private commercial bank provides vehicle, home, study and personal loan also RBB provides student loan easily. You will have to put a collateral plus show income and banks are kindda strict abt income. If you are having a problem showing income better go to a finance company, they are cool on that matter.
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mansion
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Posted on 12-04-06 9:33
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the thing is i am in US, and i dont have income in nepal, so can i show them my paycheck from here or i have to have income in enpal. and if anyof you guys are still working in bank..or know someone who actually does work, i'd appreciate if you could e:mail me their number or e:mail add. thx again. appreciate your feedback
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Keeri_naath
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Posted on 12-04-06 9:38
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Hey Mansion, Nepali bankers dont have that much idea about paychecks so you better make a letter from your imployer stating your annual income and stuff. If you are serious about this I can forward your name to some of my friends who are workin in Loan Department. It is not that I will recommend you or something because I can not. I can just give you the name of the right ppl to talk to.
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mansion
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Posted on 12-04-06 9:58
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well thx i am not expecting anyone to recommend me, i know bussiness is done thru facts on the papers, i am here in states..so how do i contact him.
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Keeri_naath
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Posted on 12-04-06 10:05
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mail me your name and email at khate_buda@yahoo.com (my JPT email) and I'll forward it to my friend.
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mansion
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Posted on 12-04-06 10:07
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mansion
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Posted on 12-04-06 10:20
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i e:mailed it to you too, thx.
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mansion
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Posted on 12-10-06 10:09
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bokeshwore
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Posted on 12-10-06 10:14
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If you can show them your greencard loan guareented.
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mansion
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Posted on 12-10-06 10:22
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well do you have any other info regarding that, i'd think they'd wanna see more than greencard. Do you know anyone who works in a bank and help me with the process. thx,
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bokeshwore
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Posted on 12-10-06 10:25
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What amount of loan you are talking about Man..?? for upto 50..60..lakh Green card is enough.
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bokeshwore
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Posted on 12-10-06 10:26
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give them your SSN now a days they can check your credit history in USA.
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