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 student loan for international student
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Posted on 12-04-07 12:34 AM     Reply [Subscribe]
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where can i get
 
Posted on 12-04-07 12:50 AM     Reply [Subscribe]
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@ FA Office of ur school.
 
Posted on 12-04-07 1:02 AM     Reply [Subscribe]
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Just go to this link Pra.... fu**** yasshowaal suicide https://studentloan.citibank.com/mbslcsite?op=apply_now&context=frame&app=CAS&flow=direct
Citibank offers loan to International student those without SS also...

You can apply bankofamerica loan also, if u have fraud document enough to prove American along with established 21 month credit history...
http://www.bankofamerica.com/studentbanking/index.cfm?template=stb_loan_finder



 
Posted on 12-04-07 10:24 AM     Reply [Subscribe]
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Don't you have to have a co-signer though? Is there any way that u can get loan without a co-signer???

Please let us know if theres any way out. I am in college debt guys.

 
Posted on 12-05-07 8:38 PM     Reply [Subscribe]
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Unless you are a permanent resident, any international student needs a co-signor, regardless of the credit score of the applicant. That's the general requirements of the most of the lenders. I do not know of any lender who will give student loan to an international student without a co-signor.

We are talking about private loans of course. I do not know much about federal loans or loans by college.

 
Posted on 12-05-07 8:44 PM     Reply [Subscribe]
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I agree with boston78.  I have not seen any lender who will give student loan without a co-signer. You have to be a resident or citizen to get student loan based on your credit alone. Almost all banks will require co-signers for international students.

Popular lenders are: Bank of America, CitiBank etc.

Goodluck buddy!
 
Posted on 12-05-07 9:02 PM     Reply [Subscribe]
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                  Certainly above two comments that were made are valid. But let me tell you this "YES as a international student you can get student loan without a cosigner". This is true and i've seen it being done. Now here is what you have to do. Basically you need to have a good credit history, for most lender its 21 months and for others its 36 months. And you actully need to have 4 accounts in good standing. And that should have a variety of of accounts. For example one credit card, auto loan, line of credit etc. There is a ohio based company that gives you loan irrespective of you being international student if you have a minimum credit score and 36 months of history. check the website www.accessgroup.com . Further more if you apply from the big lenders such as mentioned above BOF or citi financial... They would ask you to bring proff your permanent resident card etc.

                   Here is what you can do. Some of the people i know work in few small financial instituitions. The only thing you need to do is check "YES" when asked if you are US citizen. And if you have a good credit history like mentioned above they dont even ask for verification etc, thats what they told me. The moment they see that you have the capacity to repay they dont even care whomsoever you are. They would lend you the money you want. For example lets say if you check "Yes" for being a US citizen and they ask for documentation and if they call you or what not, inform them that you have already got loan from another lender deal done and move on. Another thing you need to do is apply for loan from different institution same day. So even if you apply loan from 10 different financial instituition it would only be considered as on inquiry in your credit report. And your school might be asked to certify and send the amount just do that in your resistrar office. But let me also tell you this. Getting a loan is not a good idea. Since US economy is goin down and the year 2008 would be the year of recession. Lot of people are going to loss jobs and the job marked would be stagnant. I'd rather suggest you to go bust your rear off and pay your way off college instead of taking that loan. No matter what you study as a fresh grad you would not make more then 55k. If you are lucky indeed looking at the recent job market. But if you are plaing not live here for long then yeah go ahead utilize your good credit history and head back... lot of people do that do. What em i doing promoting evil? Forgive me. I am just letting you get informed about the options here. Well i hope this helps.

 

Good luck,

YekloYatri


 
Posted on 12-06-07 12:04 AM     Reply [Subscribe]
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Great Info.
Thanks everybody.

 
Posted on 12-06-07 8:51 AM     Reply [Subscribe]
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Posted on 12-06-07 9:17 AM     Reply [Subscribe]
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Ghanta hanni ni majja le, kina loan linu bekar ma.
 
Posted on 12-06-07 11:28 AM     Reply [Subscribe]
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Yeklo yatri... nicely written.. i think u are right.

i also think 2008 will be the year of the recession or stagnant economy... basically it doesnt look like 2008 can sustain the growth from last few years.

 
Posted on 12-06-07 5:05 PM     Reply [Subscribe]
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If you are not a citizen of this country,please NEVER EVER check YES when asked because during green card processing USCIS checks each and every legal document you have ever signed.One of my very well qualified friend who is married to US citizen got deported because he had checked as a US citizen in a job application at a fast food store TEN YEARS AGO. 
 
Posted on 12-07-07 10:31 AM     Reply [Subscribe]
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LoL... Tisa that is not true... a person that marries US citizen CANNOT be deported for working illegally. specially not for a fastfood job...  either your friend lied to u or u are a guffadi.

 
Posted on 12-07-07 1:50 PM     Reply [Subscribe]
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He did not get deported for working illegally.He got deported for lying in I-9 form ten years ago.My point is, you do stupid thing when you are young without thinking about the consequences.Don't forget Uncle Sam watches everything.

Section 212(a)(6) of the Immigration and Nationality Act creates a number of grounds of inadmissibility related to immigration violations, many of which were added in 1996 as part of the Illegal Immigration Reform and Immigrant Responsibility Act.

Under the new INA §212(a)(6)(C)(ii), any alien who falsely represents, or has falsely represented, himself or herself to be a citizen of the United States for any purpose or benefit under the INA or any other Federal or State law is excludable.


 
Posted on 12-07-07 2:36 PM     Reply [Subscribe]
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Tisa, I do not agree with your reasoning. If it is true, then think about what would have happened to most of the immigrants who were in F1 status before and got their green card through employment (i.e. EB2, EB3 etc)? Wouldn’t they all be deported? I’m sure most of them have checked as US Citizen when they were working off campus.


 
Posted on 12-07-07 3:45 PM     Reply [Subscribe]
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I do not know what other people have done as you said ( I’m sure most of them have checked as US Citizen when they were working off campus). .I know about this case hence I am warning about it.  I am sure people use their due diligence when dealing with USCIS.
 
Posted on 12-07-07 5:22 PM     Reply [Subscribe]
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Tisa is 100% right. It is a matter of paper trailing and bad luck too. Try to buy house claiming citizen or try to vote on elections of any levels in government, marrying a Barbara bush will not even save you from deportation. For USCIS these are the excuses that can be used anytime in future. So if  you get your GC, CTZship  it is always in danger no matter how happy you are currently.
 


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