Sathiharu,

Has anyone taken a student loan in the US for graduate education? If yes, did you need a US cosigner? Could you shed some light on the process of acquiring such loans and the general terms (interest, payment options etc.)?

Does F1 qualify for education loan?

As far as I know, F1s do qualify for education loans. However, most loans require a co-signer who is an American citizen. Some big colleges (like the ivy league ones) also offer loans without a co-signer. I am just wondering whether anybody at sajha who has taken such loan could inform us about the repayment options, interest rates that they encountered.

Well they don't need to be citizen ..even Permanent Resident(GC holder) if you know any will work too .

I doubt in the US anyone would co-sign just because you know the person or come from the same country. I would avoid asking that favour if I were you unless it is from a close family member.