[Show all top banners]

uschaw
Replies to this thread:

More by uschaw
What people are reading
Subscribers
:: Subscribe
Back to: Kurakani General Refresh page to view new replies
 Questest way to improve credit score
[VIEWED 5008 TIMES]
SAVE! for ease of future access.
Posted on 04-12-09 9:58 AM     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

  As everybody knows,credit is very important in America .
   I need to improve my credit score to 800plus .
   Does anybody have ideas to improve credit score with fastest way??????
   It will be very appreciated .
   Thank you .


 
Posted on 04-12-09 11:15 AM     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

I am glad you understand the importance of good credit, which means you have already taken the first step towards building a great credit score. Many people don't even realize this. I don't think there is a quick fix to improve a credit score. Your credit score is based on several factors such as - Amount of debt, Amount of new credit, Payment history, Length of credit history. You have control on all factors except the Length of credit history, which builds over time. The federal government has mandated all 3 credit bureaus to provide a free credit report (Not the credit score) once in every year. First thing you want to do is go to www.annualcreditreport.com to get your government mandated free credit report (Note: www.freecreditreport.com is NOT free). Check for any discrepancies on the report. You can also order your equifax credit score (known as FICO score) or 3-in-1 credit score at the time of ordering your free credit report or you can order it at a later time. FICO score sets you back $15.95. The credit score gives you a very good insight into your credit such as "Factors Affecting Your Score", "How Lenders See You", and "FICO Simulator". FICO Simulator is a tool that allows you to know more about what action hurts or builds your credit. Some banks or credit card companies also provide services called something like "credit score watch". This costs you more money, but you will get to know your credit score (most likely from all 3 bureaus) in a monthly or quaterly fashion.

 
Posted on 04-12-09 11:32 AM     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

Go to annualcreditscore.com


 
Posted on 04-12-09 12:35 PM     Reply [Subscribe]
Login in to Rate this Post:     0       ?    
 

pay your bills on time, as a matter of fact pay more than just minimum payment.
don't open too many credit cards or accounts where they check your credit history.
that's basically it, it takes some time.


 


Please Log in! to be able to reply! If you don't have a login, please register here.

YOU CAN ALSO



IN ORDER TO POST!




Within last 60 days
Recommended Popular Threads Controvertial Threads
What are your first memories of when Nepal Television Began?
TPS Re-registration case still pending ..
Basnet or Basnyat ??
nrn citizenship
अमेरिकामा बस्ने प्राय जस्तो नेपालीहरु सबै मध्यम बर्गीय अथवा माथि (higher than middle class)
Travelling to Nepal - TPS AP- PASSPORT
emergency donation needed
ढ्याउ गर्दा दसैँको खसी गनाउच
काेराेना सङ्क्रमणबाट बच्न Immunity बढाउन के के खाने ?How to increase immunity against COVID - 19?
TPS Work Permit/How long your took?
मन भित्र को पत्रै पत्र!
Informatica consultancy share
Travelling on TPS advance travel document to different country...
Are you ready to know the truth?
Thank you for the sajha policy
Nepali doctors future black or white usa ?
Morning dharahara
महँगो अण्डाको पिकल्प : कुखुरा र खोर भाडामा लिने
चितवनको होस्टलमा १३ वर्षीया शालिन पोखरेल झुण्डिएको अवस्था - बलात्कार पछि हत्याको शंका - होस्टेलहरु असुरक्षित
Federal judge has rejected a plea to temporarily restore the scores of 832 medical graduates from Nepal
NOTE: The opinions here represent the opinions of the individual posters, and not of Sajha.com. It is not possible for sajha.com to monitor all the postings, since sajha.com merely seeks to provide a cyber location for discussing ideas and concerns related to Nepal and the Nepalis. Please send an email to admin@sajha.com using a valid email address if you want any posting to be considered for deletion. Your request will be handled on a one to one basis. Sajha.com is a service please don't abuse it. - Thanks.

Sajha.com Privacy Policy

Like us in Facebook!

↑ Back to Top
free counters